Xbox All Access explained: is it worth it and where can you buy it?
What is Xbox All Access?
Xbox All Access is an Xbox Series X payment plan system that allows you to open a line of credit with a retailer and pay $34.99 / £28.99 per month for an Xbox Game console and subscription Ultimate Pass over a two-year period.
Xbox Series X All Access is a surefire way to get valuable Xbox Series X inventory without having to chase after retailer drops. That’s because you can easily pre-order your console from a retailer like walmart (opens in a new tab) in the United States and Game (opens in a new tab) in the UK, reserving a unit for yourself, and 24 months of Xbox Game Pass Ultimate, before the next wave of stock. The only problem here is that you won’t be buying your Xbox outright. Instead, Xbox Series X All Access is a payment plan system, set up by the retailer of your choice.
For 24 months, you will pay $34.99 / £28.99 per month (for Xbox Series X) or $24.99 / £20.99 per month (for Xbox Series S) – and there are no hidden fees or APRs to add to that. But it’s a new line of credit with the retailer itself; this means that you will need to pass credit checks in order to participate.
That means you’re essentially reserving an Xbox Series X bundle, ready for the new stock drop, securing a Game Pass Ultimate deal on your console. It’s a solid plan if you’re struggling to keep up with restocks.
Retailers offering Xbox Series X payment plans
Xbox Series X All Access is available from a number of retailers in the US and UK, and Telstra in Australia. All retailers should have the same terms, though it’s worth checking each store’s fine print just to make sure you’re signing up for Microsoft’s service.
WE: walmart (opens in a new tab) | best buy (opens in a new tab) | Target (opens in a new tab) | GameStop (opens in a new tab)
UK: Smythes (opens in a new tab) | Game (opens in a new tab) | 4Gadgets (opens in a new tab)
Australia: will (opens in a new tab)
Is Xbox Series X All Access worth it?
Xbox All Access is also cheaper if you always intended to top off your console with a Game Pass Ultimate subscription. If you’re on an Xbox Series X payment plan in the US, for example, you’ll pay a total of $839.76 over the 24 months. However, you save the full price of $359.76 of a Game Pass Ultimate subscription over the same period. Removing that cost from the overall price leaves us with a figure of $480 for the console alone, which is about $20 less than the MSRP.
The story gets even better in the UK. Xbox Series X All Access actually leaves you £113 if you’re interested in grabbing Game Pass Ultimate at the same time. £28.99 a month adds up to £695.76, but the same time Game Pass would cost you £359.76 all in. That means you’re essentially picking up the Xbox on its own for just £336.
What happens if your console breaks down?
It’s important to note here that when you use Xbox Series X All Access, you become the owner of the console itself when you sign up for the payment plan. This means you’re covered by Microsoft’s standard one-year warranty, but you’ll have to keep making payments until the full 24-month period has been paid off. This applies even if your console fails during this time. It’s also worth noting that Xbox controllers only come with a 90-day warranty from Microsoft.
Can you refund Xbox All Access sooner?
In the US and UK, you can refund your Xbox All Access subscription sooner. Citizens One handles credit in the US and allows free prepayments, as does Klarna in the UK.
Of course, Xbox All Access won’t be for everyone, especially if you don’t want to commit to a 24-month payment plan. In this case, we recommend that you keep a close eye on the Xbox Series X and Xbox Series S bundles over the next few months – and we are also bringing together all the best Xbox Series X accessories and the last 12 Month Xbox Live Gold Membership Deals as well.